Single moms around the globe are facing severe financial pressure from all angles. Raising children can quickly become a financial crisis for single parents especially when having expenses like rental bills, medical care , school fees, groceries and other personal expenses have to paid off every month.

These expenses either force you to work extra hours or take up a second job. Unfortunately quality time with their kids is compromised for such sinle moms. Even dreams and ambitions which were once envisaged seems very far-fetched to accomplish.

keep reading for details on how to create an amazing life, find love and raise happy kids as a single parent. Being a single parent is no ones plan A. But it does not mean you’re destined to beg, free lunches for your little ones or living in some basement of your relative.


The first step to a better life is to create a mindset and to convince yourself that new life will be full of joy and you will be financially secure. Like it or not, financial security is an important factor in your life.

It can be difficult being a single parent, but not taking smart financial steps is going to worsen your situation. Truth of the matter is that money affects your mental health ,the stress level in your home, your ability to access medical care and also abilities in making good decisions about your career as well as relationships with people and family.

If you feeling poor and broke every time, you bound to make decisions from a place of insecurity and a negative mindset. On the contrary if your bills are paid, your career is growing, you have some surplus money in your bank, your vision for your future includes financial security then the decisions you make are more likely going be confident and fulfilling.

The good news is that it is now easier than ever with the technology at our disposal to get financially secure and gain confidence to build the life that you always wanted.


Never underestimate the investment you make in yourself. Trust me you can afford it. It is one of the best investments you will ever make. It will not only improve your life, it will improve the lives of all those around you. Remember to expect nothing from no one and be willing to work for everything. Your life only gets better when you do. So work on yourself and the rest will follow.

To invest in yourself means to invest in your future. Material things come and go , but your knowledge stays with you. By investing in a coach or training program, you will learn new skills thus making yourself better and open more doors of opportunities for your future.

Here are some ways to invest in yourself

  • join an online business course
  • Read, watch and listen
  • Attend networking events
  • Hire a business coach or mentor
  • Prioritize self-care and breaks to increase productivity
  • Boost your health and wellness

3. Time is money

You will never break free from your financial challenges and build something new if you spend all your free time doing housework and errands. In fact the reason the wealthy and even the financially secured individuals hire out cleaning, chores and other domestic issues is because their time is too valuable in doing things they don’t enjoy . Instead they hire out experts and spent their time in building a business.

4. Practise financial self-care

Just as everyone needs a fitness routine and can benefit from mindfulness or spiritual practice, so, too, is the case with money. Creating an action-based plan for staying conscious and actively involved with your money habits and attitudes is the essence of financial self-care.

Examples of items in your self-care practice might include:

  • Daily money gratitude writings
  • Weekly check-in with financial support group/friend
  • Weekly review of all expenses
  • Monthly assessment of financial goals
  • Twice-yearly meeting with financial advisor / CPA / banker
  • Monthly charity donation

Of course, your self-care practice will be your own. As you commit to and tweak your own wellness practice, you will find that it can feel so powerfully positive that — not unlike a great exercise habit — your whole being will crave it when you miss a day or week. That is when you know true change is underway.

5. Get support

Surrounding yourself with others who are on a positive, self-care journey with their money is essential to your success in this part of your life. Studies find time and again that the people you surround yourself with have a huge impact on your habits.

For example, teenagers whose friends smoke are also likely to smoke. The same prinsipal applies with personal finance habits.

If your friends are all swimming in debt, love to shop when they can’t afford it and care little about their investments, it is time to find a new clan.

This might include joining a Facebook group of like-minded women, forming a support group in your neighborhood , or reaching out to a friend who lives far away and scheduling monthly accountability calls to keep each other on track.

Getting the financial support you need also likely includes working with experts . A good accountant or tax preparer, financial advisor, bookkeeper (if you own a business), debt counselor and a banker might all be part of your financial team.

These experts will not only provide money- and time-saving services, but will also hold you accountable to your goals. Plus, simply reaching out and creating a professional relationship is a positive action step that will make you feel empowered.

Here are some earning ideas for moms who would like earn from home:

9 more high-paying, telecommute, remote, work-from-home jobs
  1. Social Media Manager
  2. Copywriter
  3. Corporate Travel Consultant
  4. Translator/Interpreter
  5. Blogger
  6. Event Planner
  7. Graphic Designer
  8. Clinical Research Coordinator
  9. Childcare provider

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